Through our home ownership schemes, we provide financial assistance to help people in Wales own their own homes. Each scheme is aimed at people in different situations so that we can help more people to buy their own home.

  • Rent to Own – Wales: New-build scheme for those looking to save towards a mortgage deposit, in which 25% of rent that you have paid will be returned to you to help you purchase the home.
  • Shared Ownership – Wales: Shared ownership scheme allowing the purchase of between 25% to 75% of a property with rent being paid on the remaining share.
  • Help to Buy – Wales: Shared equity loan scheme for homes up to £300,000, for first-time buyers and home movers who have a 5% deposit.
  • Homebuy – Wales: Equity loan scheme for those who meet specific criteria, providing a loan of between 30% to 50% to assist in buying a property.

Choosing the right scheme for you

Use the scheme finder to see which scheme is most suitable for you based on your circumstances.