1. Overview

Help to Buy – Wales provides a shared equity loan to buyers of new-build homes. The scheme supports the purchase of homes up to £300,000 bought through a registered Help to Buy – Wales builder.

How it works

With Help to Buy – Wales:

  • you must provide a 5% deposit
  • the scheme provides a shared equity loan of up to 20% of the purchase price
  • you must take out a repayment mortgage to cover the remaining amount

Financial example

For a property worth £200,000 Amount Percentage
Cash deposit £10,000 5%
Shared equity loan £40,000 20%
Your mortgage £150,000 75%

Not sure if this is for you?

Use our scheme finder to find out which other home ownership schemes you may be eligible for.