2. Eligibility

To be eligible for the Help to Buy – Wales scheme, you must:

  • be buying an eligible home, with a maximum price of £300,000 from a builder who is registered with the scheme
  • be able to fund at least 80% of the property price through a combination of a repayment mortgage and a minimum deposit of 5% of the purchase price
  • take out a first charge repayment mortgage with a qualifying lender
  • not sub-let any part of the house you are buying through the scheme
  • not be renting your existing home and buying a 2nd home through the scheme

Not sure if this is for you?

Use our scheme finder to find out which other home ownership schemes you may be eligible for.